Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.
What is construction insurance?
Construction professionals and contractors deal with daily risks like jobsite accidents and damage to tools or equipment. Construction insurance helps support a safe worksite and workforce. It can offer protection for materials, weather events and your business operations. Many construction businesses need special policies to get full protection. Contractors, carpenters, homebuilders, remodelers, plumbers, electricians, handymen and other construction professionals can benefit from insurance plans made for their specific work.
What types of construction insurance are available?
Construction work involves heavy machines and tools that may break or cause injuries. Because of this, basic commercial insurance along with special policies is often needed for full coverage. Common policies for construction professionals include:
General liability
May help cover costs if someone not connected to your business is injured or if their property is damaged at your worksite.
Professional liability
Also known as errors and omissions insurance, this may help protect against third-party claims related to mistakes or negligence.
Commercial vehicle
May cover business-owned vehicles or personal vehicles used for work and the related liability. This can include cars, trucks, vans, cement mixers and more.
Loss of income
May help cover lost income within policy limits if your business is interrupted.
Builder’s risk
May help cover damage to property at a worksite during construction including materials before they are installed.
Employee injury
May help cover medical costs and partial wage replacement for employees injured while working
Get started today!
Our agency will review your business and suggest suitable policies based on your company size, employee count and type of work. Call us today to begin with a free construction insurance quote.
