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Davis Insurance Group Blog Page 4

View the latest blog posts from Davis Insurance Group.

If you don't live in your home the entire year because it's your vacation home, you're a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra insurance risks, so you may need extra coverage. READ MORE >>

Generally speaking, if your vehicle doesn't have a motor, you're not legally required to carry insurance on it. This means bicycle, rowboat and even sailboat owners can choose not to carry insurance on their mode of transportation. Even trailers generally don't need to be insured, by law. READ MORE >>

When you tow a camper trailer, you want to know that your car insurance protects you. It typically will give you some protection, but there are a few things you need to know. Liability Coverage When you tow a camper trailer or other trailer, the most common rule is that your liability protection will extend to driving while towing. READ MORE >>

How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here's what you should do. 1. Save All Receipts Keep all your receipts for both proof that you owned each item and what you paid for it. READ MORE >>

Whether you're expanding your business, downsizing or you just found a place with lower rent across town, a new office means you're going to have to make some changes to your existing business insurance policy. The rule of thumb is the same as always: The more your insurer knows, the better they'll be prepared to provide you with the coverage that you need. READ MORE >>

When signing up for auto insurance, you have the option of making a single annual payment instead of monthly payments. In some cases, this isn't a bad idea, but there are pros and cons to the annual payment plan. Neither option is best, but one might be better for you than the other, depending on your circumstances. READ MORE >>

Whether you have a mortgage for your home or not, it is important that you have a home insurance policy. The purpose of a home insurance policy is to protect your finances and investment in the event your property is damaged or destroyed. Here’s more about what to look for in home insurance in 2020. READ MORE >>

The annual family road trip. For some, it brings back wonderful childhood memories of visiting tourist sites around the country. To others, it reminds them of endless hours of driving while squished in the car with their siblings and eating peanut butter sandwiches en route to save time. READ MORE >>

One of the best ways to bring your home insurance rates down is also one of the best ways to improve your home: Make all those small and medium-sized fixes you've been meaning to make. Here are a few quick fixes that can help you pay lower premiums: Tear down old structures on your property. READ MORE >>

Squirrels, mice, and rats live in every part of the country. And these rodents also love to turn vehicles into a shelter for the winter. Engine compartments, vehicle interiors, and even mufflers are often deemed ideal nesting spots for pesky pests. READ MORE >>

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